If you qualify, Boost Finance will set up the loan with you and the third-party lender that provides the funding.
An installment loan in Texas can range in size from $ to $1, and is repaid in multiple installments up to six months. Funds can be received as soon as the next business day, and pre-payment is available at any time with no penalty.
To apply, you only need:
- To be 18 years of age or older
- To be a U.S. citizen or permanent resident
- To be a resident of Texas
- A verifiable, regular source of income
- A valid checking account in your name
- A valid phone number
- An active email address
How it works:
- Apply Online.
- Receive an Approval.
Your application is received and instantly sent through an approval process. Most applicants will be contacted within five (5) minutes after submitting their application. If you have already submitted your loan application and would like quicker service, you may contact a Customer Service Representative by phone at and they will be happy to serve you. Please note that all customers will need to speak to a Customer Service Representative during the application process to complete verification; this call must be completed prior to final loan approval. In certain instances, we may require that you supply additional information – such as a copy of your pay stub.
For a Texas CAB Installment Loan, the principal amount includes the amount you financed interest rate payday loans Johnson City Tennessee and the CAB fee, and you’ll be charged interest by the third-party lender up to % ounts charged for your loan will be clearly disclosed to you in terms of the dollar amount according to the principles of Federal Truth in Lending law and regulations. For details on the specific rates/fees of your loan, please see your loan agreement, but we have provided examples below.
Please Note: You always have the option to pay the loan off in full with no pre-payment penalty. The accelerated reduction of loan principal reduces the total number of payments made by the customer, thereby reducing the overall cost of credit.
Installment Loan Examples:
Click here to find schedule of all fees for three common loan amounts. Other possible fees include $ for any non-sufficient funds transactions and if a late payment remains due over ten (10) days from the due date, a late fee will be charged the greater of 5% of the late payment or $7.50.
Consumer Disclosure Forms:
These links contain disclosures required by the state of Texas for all residents applying for a CAB Installment Loan. These disclosures show the total costs associated with CAB Installment Loans for different amounts and terms:
Consumer Credit Notice:
This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email:
An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
Boost Finance is a Credit Access Business (CAB) and registered as a Credit Services Organization (CSO) in Texas and subject to the state’s applicable laws.
Boost Finance products vary by state. By clicking on Products, you can see which loan products are available in your state.
Boost Finance does not promise that you will receive a loan, and not all applicants will qualify for the maximum loan amounts available. Credit ount and the finalization and funding of all loans are subject to you providing requested documentation and information. Your failure to provide requested documentation and information will delay the processing of and may terminate your application or transaction.
Boost Finance and third-party lenders use non-traditional credit bureaus. By submitting an application, you authorize us or a third-party lender to verify information through certain national databases including, but not limited to, Clarity, DataX and/or FactorTrust. We may review your credit attributes in order to determine your eligibility and ability to repay. Based on the findings from the original credit inquiry, these non-traditional data bureaus may seek additional information from the traditional credit bureaus. When this occurs, it is possible your credit report will show an official credit inquiry.
My Cash Center, LLC d/b/a Boost Finance is a Credit Access Business (CAB) and registered as a Credit Services Organization (CSO) by the state of Texas. In Texas, all loans will be made by a third-party lender and serviced by Boost Finance.
NOTICE: An advance of money obtained through Boost Finance products are not intended to meet long-term financial needs. These types of loans should only be used to meet intermediate or short-term cash needs.